No Comments

Open Houses Weekend of April 21-22

Come check out our OPEN HOUSES this weekend. We would love to see your smiling face and answer any questions you might have.

We will also have an AGENT ON DUTY at our office located at 2603 Anderson Highway on Saturday from 9am-12:30pm to answer any questions you may have.

To see the full listing of these homes, click on the photos below.

No Comments

Buyer Frequently Asked Questions

Being able to buy a home is such an exciting occasion.  You want to be educated and informed of the process BEFORE your home search begins.  Here are some items to consider when buying a home:

How much we can afford to pay for a home?

Talk to your lender to find out what you qualify for. If you do not have a lender, talk to your real estate agent to help you find a lender that may work for you.

How can I determine my housing needs before I begin the search?

Your home should fit the way you live, with spaces and features that appeal to the entire family.  Before you begin looking at homes, make a list of your priorities:  location, size, lot, amenities, etc.  Establish a set of minimum requirements and a “wish list”.  Minimum requirements are things that a house must have for you to consider it, while a “wish list” covers things that you’d like to have but aren’t essential.

What is the MLS and how does it work?

MLS stands for Multiple Listing Service.  The MLS is a private database that is created, maintained and paid for by real estate professionals to help their clients buy and sell property. It is extremely convenient, does not cost a penny to buyers, plus you get a qualified and experienced guide to help you through the complicated process of becoming a homeowner.   You can search the MLS at the Village Concepts Realty Group website at http://www.villagesells.com/homes-for-sale-search/

What should I look for when walking through a home?

In addition to comparing the home to your minimum requirement & wish lists, consider the following:

  • Is there enough room for both the present & the future?
  • Are there enough bedrooms and bathrooms?
  • Is the house structurally sound?
  • Do the mechanical systems and appliances work?
  • Is the yard big enough?
  • Do you like the floor plan?
  • Will your furniture fit in the space?
  • Is there enough storage space?
  • Does anything need to be repaired or replaced?

Imagine the home in good and bad weather and in each season.  Will you be happy with it year round?

Take your time and think carefully about each house you see.  Ask your real estate agent to point out the pros and cons of each home from a professional standpoint.

How can I keep track of all the homes I see?

If possible, take photographs of each house:  the outside, the yard, the major rooms, and extra features that you like or ones you see as potential problems.  And don’t hesitate to go back for a second look.

Is a private home inspection worth the money?

It absolutely is!  For most people, a home is the largest investment they will ever make and protecting that investment by spending a few hundred dollars is well worth it.  An inspector checks the safety of your potential home.  Home inspectors focus especially on the structure, construction, and mechanical systems of the house and will provide you with a report of any repairs that need to be take care of, suggestions on how to maintain your home, and most importantly, will provide you with peace of mind. A home inspection may be able to stipulate if the seller will either make the proper repairs or compensate you for the repairs that need to be made.
Please be aware that the purpose of a home inspection is to point out repairs that can affect the safety and resale value of your home, not cosmetic blemishes.
Be sure to choose a home inspector wisely.  Be sure to ask questions and find out how many years they have been in the business.  Talk to your family, friends, and realtor to see if they can recommend one to you.

What are some tips on negotiation?

Remember, that the listing price is what the seller would like to receive but is not necessarily what they will settle for. The more you know about a seller’s motivation, the stronger a negotiating position you are in. For example, a seller who must move quickly due to a job transfer may be amenable to a lower price with a speedy escrow.  Before making an offer, check the recent sales prices of comparable homes in the neighborhood to see how the seller’s asking price stacks up.  Some experts discourage making deliberate low-ball offers. While such an offer can be presented, it can also sour the sale and discourage the seller from negotiating at all.

Do I need to be there for the inspection?

It’s not required, but it is a good idea.  Following the inspection, the home inspector will be able to answer questions about the report and any problem areas.  This is also a good opportunity to hear an objective opinion about the home you’d like to purchase and it is a good time to ask general maintenance questions.

What should I look out for during the final walk-through?

This will likely be the first opportunity to examine the house without furniture, giving you a clear view of everything.  Check the walls and ceilings carefully.  Also check any work the seller agreed to do in response to an inspection.  If you find that the work has not been done, it should be brought up prior to closing.

How can I protect my family from lead in the home?

If the house you are considering was built before 1978 and you have children under the age of seven, you may want to have an inspection for lead-based paint.

What is radon?

Radon is a radioactive gas released from the normal decay of uranium in rocks and soil. It is an invisible, odorless, tasteless gas that seeps up through the ground and diffuses into the air. In a few areas, depending on local geology, radon dissolves into ground water and can be released into the air when the water is used. Radon gas usually exists at very low levels outdoors.  A Radon inspection may be necessary and can usually easily be fixed if levels are high.
 

No Comments

Spring Planting Guide

Are you ready for spring? I think many of us are more than ready for spring and summer to arrive!

Are you thinking about having a garden this season? If you are, here are a few helpful hints.

  1. Start Small – Unless you have done this in the recent past and are an old timer in the sport then don’t get too crazy. Stay within your limits. The Farmers Almanac states that a 16×10 is a good size for beginners. The smaller the space the easier to grow crops. A 16×10 garden can feed a family of 4 for a summer with a little extra for you to give away or to conquer canning.
  2. Spacing – Make sure you space your plants out. Give them all enough space to get sunlight and grow as they please. You can always look at the spacing requirements on the seed packets.
  3. High Quality Seeds – Seeds are much cheaper than plants, spend good money on them now, as opposed to wasting your time when the cheap seeds don’t germinate.
  4. Water Properly – Be careful not to water your plants too little or too much. Don’t let them starve or drown.
  5. Harvest Time – Plant and harvest at the right time. Be sure to read the seed packets or the plant instructions so that you have the right knowledge to take the best care of the plants in your garden.

 

 

 

 

 

 

WHAT DO I PLANT?

Well if you are a beginner, like I am, the Farmer’s Almanac has a guide of what are the easiest plants to grow when you are just starting out.

Here is a list of the recommended plants to grow;

  • Beets
  • Cabbage
  • Carrots
  • Lettuce
  • Peppers (6 plants)
  • Summer squash
  • Tomatoes (5 plants, stalked)
  • Bush beans
  • Marigolds (to keep pests away)
  • Zucchini squash (4 plants)

 

Now you have a better idea of what to do when starting your summer garden. If you need more info, The Farmer’s Almanac is always a reliable source!

No Comments

Inexpensive Ideas For Valentines Day

Looking for some fun, inexpensive things to do for your significant other OR your kids on Valentine’s Day? Here are just a few food ideas to show someone  you love, just a little EXTRA love on February 14th. Most of these, you don’t need any extra ingredients from the store — just your regular everyday groceries. So go ahead, get yourself a heart cookie cutter and go to town!

1. Heart shaped bacon – place bacon in a heart shape on a pan, and bake in the oven at 400 degrees until crisp.

 

2. Heart shaped toast to go with your bacon.

 

3. Rice Crispy Treats!

 

4. Hear shaped cookies are a MUST on Valentine’s Day!

 

5. Adorable cupid arrows made out of fruit.

 

6. Veggies cut and sliced to be shaped like hearts to dress up your salad.

 

7. Classic heart shaped pancakes!

 

We hope you have a heart-felt, fun & loving day with your loved ones on Valentine’s Day this year.

No Comments

Buying a Home? Here’s When to Call an Agent

Shows on HGTV make buying a house look easy, but the truth is that it is a lot of work. It’s a journey, one that is always best with a tour guide. Here are some signs that you might need someone to come alongside you and help you find the home you’ve been wishing and looking for.

  • If you believe everything on the World Wide Web, you probably need an agent.
  • If you have a super hectic schedule with little time to house shop, you definitely need an agent.
  • If you do not know whether your neighborhood is on the uphill climb or the downhill fall, you might need an agent.

Reasons WHY you need an agent. There is some that you can do on your own when looking to buy a house but there is so much that a realtor has access to that you do NOT want to miss out on.

  • Realtors have access to information that shoppers do not have access to. Things like condition of the house you are looking at on Zillow, or whether that house is even still on the market. Houses go under contract so fast and Zillow does not show that.
  • Realtors can tell you the exact status of a house as to whether it is sold, pending or ready for you to put a contract on it and lock it in.
  • Realtors can see the value of a house to make sure that you as the buyer are not overpaying for the house you want, and with that they also do all of your contract negotiations.
  • Realtors are extremely knowledgable in the whole process, in and out. They offer experience, support, and access to systems like the MLS for viewing listings.

Call a realtor at Village Concepts Realty Group today if you are thinking about buying OR selling your home!

No Comments

Video tour

The Consumer Financial Protection Bureau announced on Wednesday a proposal to delay the effective date of the TILA-RESPA Integrated Disclosure rule until Oct. 1.

Read more

No Comments

We’re ready for the TRID rules!

At 5 p.m. EST June 17, the Consumer Financial Protection Bureau issued a statement that the effective date for the TILA-RESPA Integrated Disclosure (TRID) rules would be pushed back to Oct. 1, 2015.

CFPB Director Richard Cordray said in a prepared statement: “The CFPB will be issuing a proposed amendment to delay the effective date of the Know Before You Owe rule until Oct. 1, 2015. We made this decision to correct an administrative error that we just discovered in meeting the requirements under federal law, which would have delayed the effective date of the rule by two weeks. We further believe that the additional time included in the proposed effective date would better accommodate the interests of the many consumers and providers whose families will be busy with the transition to the new school year at that time.”

Rainier Title has been working towards the TRID implementation for over a year and felt prepared for August 1st. However, with the proposed delay we will be taking this opportunity to continue our education and training of TRID. While we believe that we have been proactive and ready for this change, there are still so many unknowns that will have to be addressed at the time of implementation. The industry should still prepare for 45-60 days for transaction to close due to the new timing parameters of the forms.

We’re working hard to be ready for all changes!