Six tips to make sure the home you buy is the home you love.
01/12/2024
By We are the RSo, you’re in the market for a new house? There’s a lot to do, a lot to consider, and it may not always be clear which steps you should take first. Wherever you are on your homeownership journey, here are six financial tips that can help you make sure the home you buy will be the home you love.Don’t borrow more than you can pay
As a rule of thumb, no more than one-third of your gross income should go to housing. When calculating how much of a mortgage payment you can afford, be sure to remember the cost ...
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Avoid These Common Mistakes After Applying for a Mortgage
01.11.2024
By Keeping Current Matters / January 10, 2024If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of things to remember when you apply for your home loan.
Don’t Deposit Large Sums of Cash
Lenders need to source your money, and cash isn’t easily traceable. Before you deposit any cash into your accounts, discuss the proper way to document your transactions with your loan officer.
Don’t Make Any Large Purchases
It’s not just home-related purchases that could disqualify you from your loan. Any large purchases ...
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